Business Expense Insurance

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Business Expenses insurance is like Income Protection for your business.

It enables your business to continue to operate if you are temporarily disabled and unable to work.

Why do I need Business Expense Insurance?

If your business stops operating, your income might be covered by Income Protection, but if the ongoing expenses of the business ‘" for example rent, business mortgage or loan repayments, equipment leasing costs and utilities payments ‘" aren't covered, the owner might need to use the income protection proceeds to pay those, to keep the business out of bankruptcy.

Ideally, a business owner would have the business's net profit covered by income protection, any loans covered by life insurance ‘" possibly with some TPD cover ‘" and the expenses covered by business expenses insurance.

Benefit for working with us

Our adviser is equipped to advise you in all situations. He or she can assist you to determine the amount of cover you require, arrange quotes from reputable insurance companies and provide expert recommendations.